5-yr fixed from 4.79% 3-yr fixed from 6.29% Updated Oct 22, 2026 All rates
Real Mortgage Associates, Licence #10464 Tisha FindlayMortgage Agent Level 2
(226) 802-1215

Mortgage agent, Brantford and Brant County

Your mortgage agent in Brantford.

Tisha Findlay has helped families across Brantford buy, refinance and renew with a level of care that comes from living and working in the community. Over 20 years in retail banking, a former underwriter, and one person who answers her phone.

See today's rates

Mortgages in Brantford and Brant County, handled by someone who knows the lenders

Brantford has become one of the most sought-after places to buy in southwestern Ontario: close to Hamilton and the GTA along Highway 403, with a mix of established neighbourhoods and new construction that suits first-time buyers, growing families and investors alike. That mix is exactly where local knowledge matters.

Tisha works with buyers in every part of the city, from the newer subdivisions of West Brant and the north end around Brantwood Park and Lynden Hills, to the character homes of Holmedale, Echo Place and Eagle Place, and the student rental market near the Wilfrid Laurier Brantford campus downtown. She knows which lenders are comfortable with older housing stock, how they view multi-unit conversions, and how to structure a file for a new build with a long closing.

Whether you are buying your first home, moving within the city, refinancing to renovate, or renewing a mortgage you have had for years, Tisha compares banks, credit unions, monoline and alternative lenders to find the right fit, and she handles the paperwork so you are not chasing conditions.

Local situations

What Tisha helps with in Brantford.

First-time buyers

Brantford remains a realistic first purchase for many families priced out of larger centres. Tisha maps the programs, the rebate and the pre-approval.

New construction

Longer rate holds and deposit structures for new builds in West Brant and the north end.

Character homes

Older homes in Holmedale, Echo Place and the Dufferin area, with lenders who understand them.

Student and multi-unit rentals

Properties near Laurier Brantford and downtown, financed with investor-friendly lenders.

Refinancing to renovate

Use the equity that Brantford homeowners have built to fund kitchens, basements and additions.

Renewals

A second opinion on the renewal letter, with a switch to a better lender when it is worth it.

Today's rates

Current rates for Brantford buyers.

All rates and the fine print

from

7.79%

1-Year Fixed

from

7.34%

2-Year Fixed

from

6.29%

3-Year Fixed

from

6.04%

4-Year Fixed

5-Year VariableCall for today's variable rate (226) 802-1215
Home Equity Line of CreditCall for today's HELOC rate (226) 802-1215

Rates updated Oct 22, 2026Rates shown are examples available to qualified borrowers through Real Mortgage Associates lender partners and are subject to change without notice. OAC, E&OE. Your rate depends on your credit, down payment, property and lender.

Client stories

Clients who would recommend her.

All reviews
My wife and I were looking to purchase an income property and were having trouble lining up our financing. A friend gave us Tisha’s name and she actually contacted us from her vacation to get details on what we were looking to do! I strongly recommend that anybody looking for a mortgage contact Tisha Findlay! I guarantee you will not be disappointed!
TPTrevor PickeringInvestment property
Tisha was great to work with! She responded to our questions quickly, was patient and very competent. I would strongly recommend her!
MDMisha DinsmorePurchase
Tisha is very professional and experienced. We were extremely pleased with her approach to our situation and we highly recommend her as an Agent.
BMBruce MercerPurchase

FAQ

Brantford questions, answered.

See the full FAQ
Do I need to meet in person?

No. Most clients work with Tisha by phone, text, email and secure document upload, with in-person meetings available when it helps. Brantford clients appreciate that she is local and reachable.

Which lenders can you access for a Brantford purchase?

Major banks, credit unions that know the local market, monoline lenders, and alternative lenders for files that need flexibility. Tisha chooses based on your situation, not a quota.

Can you help with a property in Brant County, outside the city?

Yes. Paris, St. George, Burford, Mount Pleasant and rural properties across the county, including acreage, wells and septic systems that some lenders treat differently. See the Paris and Brant County page.

Free consultation

Buying or refinancing in Brantford? Start here.

Tell Tisha what you are trying to do and she will come back with options, not a sales pitch. Free, no obligation, no credit check to start.

  • Over 20 years in retail banking
  • Former mortgage underwriter: she knows what lenders want
  • Banks, credit unions, monoline and alternative lenders
  • Lender-paid on most residential mortgages

I want to

No credit check. No obligation. Tisha replies personally, usually the same business day.

Call