Mortgage Insights Blog
New Found Equity
As we all know, the housing market has been set ablaze for quite some time…
Purchase Plus Improvement
Purchase Plus Improvement What is it? The purchase plus improvement mortgage is an excellent product…
How To Be Mortgage Free
Who doesn’t dream of being mortgage free? It sounds like an impossible task to conquer.…
The Variable or Fixed Rate Dilemma
Variable or Fixed rate? This is a question that people often pose to me. I…
The Beauty of Equity!
Equity in your home has unlimited possibilities. Are you dreaming of a backyard oasis? Who…
Collateral and Capital
Collateral and Capital are the final 2 components of the 5 C’s of credit. The other…
Character, how it relates to your mortgage application!
What does Character have to do with your mortgage? Believe it or not, it is…
What’s YOUR Credit Score?
Do you know your Credit Score??? How about the importance of it??? Think of it…
TDSR & GDSR Explained!
TDSR and GDSR are common acronyms in the mortgage world. Lenders focus on the 5…
What is the “STRESS TEST”?
The term “stress test” has generated a great deal of discussion in recent months. I…
Reasons WHY you shouldn’t use a Mortgage Broker
Why would I, as a Mortgage professional, post an article with this title? The truth…