Renewing your mortgage is as important a financial decision as selecting your first one.

While renewing your mortgage, you are in a stronger financial position as compared to where you were before. Your home equity grows over a period of time and by decreasing your principal loan balance, you are in a good position to negotiate. However, many prefer to just sign their existing mortgage renewal form without trying to get a good deal on the new mortgage. This could result in a higher rate and a mortgage package that does not cater to your individual needs.

With every mortgage renewal comes the opportunity to reflect and assess your mortgage needs before you decide on a new mortgage product. Your current lender will mail your mortgage renewal agreement at least 30 days prior to maturity. This is the perfect time to ask me for advice.  I am committed to helping you make the right decision!