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(226) 802-1215
Tisha Findlay (Aasla) – Mortgage Agent

Tisha Findlay (Aasla) - Mortgage Agent

Serving Brantford and Brant County

Tisha Findlay (Aasla)

Mortgage Agent

Lic. # M15002236

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226-802-1215
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General Info

New Found Equity

March 27, 2021 by Tisha Findlay

New Found Equity

New Found Equity As we all know, the housing market has been set ablaze for quite some time now. For homeowners, this market is the main contributor for the new found equity in your home. This brings to mind the million dollar question. DO I SELL??? It has become increasingly tempting … [Read more...] about New Found Equity

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How To Be Mortgage Free

July 3, 2018 by Tisha Findlay

Who doesn't dream of being mortgage free? It sounds like an impossible task to conquer. After all, there are many other monthly obligations that we have to keep up with such as car payments, consolidation loans, credit cards, children's sports or post secondary education costs. It may seem that … [Read more...] about How To Be Mortgage Free

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The Variable or Fixed Rate Dilemma

May 18, 2018 by Tisha Findlay

The Variable or Fixed Rate Dilemma

Variable or Fixed rate? This is a question that people often pose to me. I always provide the same answer which is, "it depends". The reason being, is that it's truly a decision that is specific to each individual. The difference between the two rate types is that with a variable rate your payment … [Read more...] about The Variable or Fixed Rate Dilemma

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The Beauty of Equity!

April 28, 2018 by Tisha Findlay

The Beauty of Equity!

Equity in your home has unlimited possibilities. Are you dreaming of a backyard oasis? Who would blame you after this most recent winter. You may wonder what equity is and how it can help you. This article will discuss how to calculate your equity and some options available to you. Lets say that the … [Read more...] about The Beauty of Equity!

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Collateral and Capital

April 14, 2018 by Tisha Findlay

Collateral and Capital are the final 2 components of the 5 C's of credit.  The other 3 have been discussed in my previous articles. Collateral is a form of security for the lender. Banks require collateral as a type of insurance in the event that you cannot repay the debt.  If you default on the … [Read more...] about Collateral and Capital

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Character, how it relates to your mortgage application!

April 7, 2018 by Tisha Findlay

Character, how it relates to your mortgage application!

What does Character have to do with your mortgage? Believe it or not, it is one of the 5 C's of credit.  As mentioned in previous articles, the 5 C's of credit are used by lenders to determine your creditworthiness.  It is important to understand the components, as it will help you to assess your … [Read more...] about Character, how it relates to your mortgage application!

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What’s YOUR Credit Score?

March 31, 2018 by Tisha Findlay

What’s YOUR Credit Score?

Do you know your Credit Score???  How about the importance of it??? Think of it as your financial "report card", as it is a track record of the credit that you have established over time.  Your credit score is one of many indicators of the likelihood, that you will pay your debts. As mentioned in my … [Read more...] about What’s YOUR Credit Score?

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TDSR & GDSR Explained!

March 24, 2018 by Tisha Findlay

TDSR & GDSR Explained!

TDSR and GDSR are common acronyms in the mortgage world. Lenders focus on the 5 C's of credit when determining suitability,  TDSR/GDSR fall under Capacity to pay which is one of the five C's. They are critical tools that lenders use to help in the decision making process of approving your mortgage.  … [Read more...] about TDSR & GDSR Explained!

Filed Under: General Info

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Tisha Findlay (Aasla)
Mortgage Agent

FSCO Lic. # M15002236

Call: (226) 802-1215
Email: tfindlay@rmabroker.ca

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Real Mortgage Associates
578 Upper James St.,
Hamilton, Ontario, L9C 2Y6
1 (877) 677-7778
Lic. # 10464

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