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General Info
New Found Equity
March 27, 2021
As we all know, the housing market has been set ablaze for quite some time now. For homeowners, this market…
How To Be Mortgage Free
July 3, 2018
Who doesn't dream of being mortgage free? It sounds like an impossible task to conquer. After all, there are many…
The Variable or Fixed Rate Dilemma
May 18, 2018
Variable or Fixed rate? This is a question that people often pose to me. I always provide the same answer…
The Beauty of Equity!
April 28, 2018
Equity in your home has unlimited possibilities. Are you dreaming of a backyard oasis? Who would blame you after this…
Collateral and Capital
April 14, 2018
Collateral and Capital are the final 2 components of the 5 C's of credit. The other 3 have been discussed in…
Character, how it relates to your mortgage application!
April 7, 2018
What does Character have to do with your mortgage? Believe it or not, it is one of the 5 C's of…
What’s YOUR Credit Score?
March 31, 2018
Do you know your Credit Score??? How about the importance of it??? Think of it as your financial "report card",…
TDSR & GDSR Explained!
March 24, 2018
TDSR and GDSR are common acronyms in the mortgage world. Lenders focus on the 5 C's of credit when determining…
What is the “STRESS TEST”?
March 17, 2018
The term "stress test" has generated a great deal of discussion in recent months. I have had numerous conversations with…