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(226) 802-1215
Tisha Findlay (Aasla) – Mortgage Agent

Tisha Findlay (Aasla) - Mortgage Agent

Serving Brantford and Brant County

Tisha Findlay (Aasla)

Mortgage Agent

Lic. # M15002236

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226-802-1215
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Articles

Collateral and Capital

April 14, 2018 by Tisha Findlay

Collateral and Capital are the final 2 components of the 5 C's of credit.  The other 3 have been discussed in my previous articles. Collateral is a form of security for the lender. Banks require collateral as a type of insurance in the event that you cannot repay the debt.  If you default on the … [Read more...] about Collateral and Capital

Filed Under: General Info

Character, how it relates to your mortgage application!

April 7, 2018 by Tisha Findlay

What does Character have to do with your mortgage? Believe it or not, it is one of the 5 C's of credit.  As mentioned in previous articles, the 5 C's of credit are used by lenders to determine your creditworthiness.  It is important to understand the components, as it will help you to assess your … [Read more...] about Character, how it relates to your mortgage application!

Filed Under: General Info

What’s YOUR Credit Score?

March 31, 2018 by Tisha Findlay

Do you know your Credit Score???  How about the importance of it??? Think of it as your financial "report card", as it is a track record of the credit that you have established over time.  Your credit score is one of many indicators of the likelihood, that you will pay your debts. As mentioned in my … [Read more...] about What’s YOUR Credit Score?

Filed Under: General Info

TDSR & GDSR Explained!

March 24, 2018 by Tisha Findlay

TDSR and GDSR are common acronyms in the mortgage world. Lenders focus on the 5 C's of credit when determining suitability,  TDSR/GDSR fall under Capacity to pay which is one of the five C's. They are critical tools that lenders use to help in the decision making process of approving your mortgage.  … [Read more...] about TDSR & GDSR Explained!

Filed Under: General Info

What is the “STRESS TEST”?

March 17, 2018 by Tisha Findlay

The term "stress test" has generated a great deal of discussion in recent months. I have had numerous conversations with clients, family and friends who interpret it in different ways. One being, that the only way to qualify for a mortgage is to literally go to your doctor for a check-up.  Perhaps … [Read more...] about What is the “STRESS TEST”?

Filed Under: General Info

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Contact Tisha

Tisha is here to answer any questions you may have about the mortgage process.

She will walk you step by step through the application process and provide you with the rates and solutions that match your individual story.

Recent Articles

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  • How To Be Mortgage Free
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  • The Beauty of Equity!

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Tisha Findlay (Aasla)
Mortgage Agent

FSCO Lic. # M15002236

Call: (226) 802-1215
Email: tfindlay@rmabroker.ca

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Real Mortgage Associates
578 Upper James St.,
Hamilton, Ontario, L9C 2Y6
1 (877) 677-7778
Lic. # 10464

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