Category: General Info

  • New Found Equity

    March 27, 2021
    As we all know, the housing market has been set ablaze for quite some time now. For homeowners, this market…
  • How To Be Mortgage Free

    July 3, 2018
    Who doesn't dream of being mortgage free? It sounds like an impossible task to conquer. After all, there are many…
  • The Variable or Fixed Rate Dilemma

    May 18, 2018
    Variable or Fixed rate? This is a question that people often pose to me. I always provide the same answer…
  • The Beauty of Equity!

    April 28, 2018
    Equity in your home has unlimited possibilities. Are you dreaming of a backyard oasis? Who would blame you after this…
  • Collateral and Capital

    April 14, 2018
    Collateral and Capital are the final 2 components of the 5 C's of credit.  The other 3 have been discussed in…
  • Character, how it relates to your mortgage application!

    April 7, 2018
    What does Character have to do with your mortgage? Believe it or not, it is one of the 5 C's of…
  • What’s YOUR Credit Score?

    March 31, 2018
    Do you know your Credit Score???  How about the importance of it??? Think of it as your financial "report card",…
  • TDSR & GDSR Explained!

    March 24, 2018
    TDSR and GDSR are common acronyms in the mortgage world. Lenders focus on the 5 C's of credit when determining…
  • What is the “STRESS TEST”?

    March 17, 2018
    The term "stress test" has generated a great deal of discussion in recent months. I have had numerous conversations with…